Understanding your credit score is important since it may help you determine your chances of being approved on your credit applications. Your credit reports score usually will help lenders and credit institutions to determine if you are good enough for credit that you have applied...

You just want to get a loan and suddenly you are bombarded with all this questions about your credit score. And you don’t really know what to answer since you don’t even know what a credit score is. A credit score is your credit grade,...

If you are in debt and nagged daily by creditors you might want to understand your credit files to repair your credit. If you are delinquent in payments your credit score is affected, and often you can’t get a loan. There are exceptions but if...